During wartime, sending money to Ukraine can be both a critical act of support — and a risky process if you’re not careful. Whether you’re helping a loved one, supporting a Ukrainian woman you met online, or donating to humanitarian efforts, it’s essential to use safe, verified, and legal methods.
Below, we outline the best and safest ways to transfer money to Ukraine from the United States, Canada, the UK, the EU, or anywhere in the world.
🔹 1. Bank Transfers (SWIFT or IBAN)
The most secure method to send money to someone in Ukraine is a direct bank transfer. Most Ukrainian banks operate with international SWIFT codes and can receive euros, dollars, or local currency (UAH).
✅ Pros: Trusted, trackable, relatively low fees
⚠️ Cons: May take 1–3 business days depending on the bank
💡 Tip: Always double-check the IBAN and recipient name before sending.
🔹 2. PayPal (for person-to-person payments only)
Although PayPal doesn’t officially support business use in Ukraine, many people still use it for personal transfers.
Ask the recipient for their personal PayPal email, and mark the payment as “friends and family.”
✅ Pros: Fast, global, convenient
⚠️ Cons: Ukraine is limited to receiving funds only, not sending
💡 Warning: Do NOT use PayPal for business services to Ukraine — it may violate their rules.
🔹 3. Western Union / MoneyGram
These are widely used in Ukraine, especially by older generations or those without access to banks. You can send money in cash to any WU/MG branch in Ukraine.
✅ Pros: Available in almost every city and village
⚠️ Cons: High fees, risk of fraud if the recipient isn’t verified
💡 Use only when you trust the person 100%. Many scammers use Western Union due to lack of traceability.
🔹 4. Wise (formerly TransferWise)
If the person you are helping has a Ukrainian bank card, Wise is one of the best international services.
It supports USD, EUR, GBP → UAH transfers with low fees and fair exchange rates.
✅ Pros: Transparent fees, safe, fast
⚠️ Cons: Recipient must have a working bank account
🔹 5. Crypto (Only for Experienced Users)
If both you and the recipient are comfortable with cryptocurrency, it’s a fast and private method.
Many Ukrainians use Binance, WhiteBit, or Trust Wallet.
⚠️ Warning: This method is NOT recommended for beginners or when you’re not 100% sure who you’re dealing with.
🚫 Beware of Scams
Unfortunately, the war has created new opportunities for romance scams and fake donation campaigns.
If someone you met on a dating site is asking for money “to escape Ukraine,” always verify her identity first.
We offer full passport and identity verification services for women from Ukraine, Russia, and Kazakhstan:
