Restrictions on cash transactions in Ukraine during martial law

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Informational graphic about cash transaction limits in Ukraine under martial law, 2025 updateOverview: Martial Law and Financial Limits in Ukraine

Since the beginning of Russia’s full-scale invasion in 2022, Ukraine has introduced a number of legal and financial restrictions under martial law. These include limitations on large cash withdrawals, cross-border transfers, and foreign currency transactions. If you are a foreigner living in or doing business with Ukraine — understanding these rules is essential.

Current Cash Limitations (2025)

As of 2025, the National Bank of Ukraine (NBU) continues to enforce regulations to stabilize the currency and prevent illicit capital outflow.

  • Daily ATM withdrawal limit: 100,000 UAH (or equivalent in foreign currency)
  • Cash withdrawals abroad from Ukrainian cards: Limited to the equivalent of 12,500 UAH/week
  • International transfers: Allowed for humanitarian, medical, and educational purposes only
  • Conversion restrictions: Citizens and residents face limited ability to purchase foreign currency unless for verified needs

What Foreigners Should Know

  • Foreigners cannot transfer large sums out of Ukraine without official justification
  • Transfers for personal use (e.g. helping a partner or family) require supporting documents
  • Using cash couriers or crypto may seem tempting, but it’s often illegal and risky

Can You Send or Receive Money from Ukraine?

Yes — but under strict conditions:

  • Receiving money from Ukraine requires that the sender complies with NBU rules
  • Sending money to Ukraine is possible and not restricted — it’s actually encouraged to support friends, loved ones, or humanitarian causes

📌 If you’re helping someone in Ukraine, verify their identity first to avoid scams. Use our Ukrainian passport verification service for peace of mind.

Tips for Safe Financial Activity

  1. Always ask for documentation before sending funds
  2. Check bank regulations weekly — they can change depending on the security situation
  3. Avoid peer-to-peer crypto or cash exchange offers — scammers exploit them often
  4. Use official money transfer services like Wise, Western Union, and SWIFT only if within legal limits

Final Thoughts

Navigating financial transactions under martial law in Ukraine isn’t easy — especially for foreigners. But staying informed and using verified methods can keep you and your money safe.

For extra protection, consult with Ukrainian financial experts or contact us to verify people and documents before sending money abroad.